The Joe Niece Team....The Results of Experience
St Paul Phalen Foreclosure Information and Advice. Let us help you now, Call us at 612-508-4100.
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Foreclosure Information
I keep hearing that the bank wants my home so they are going to push me into a St Paul Phalen Foreclosure. This is just not true, the bank does not want to make you a St Paul Phalen foreclosure. Banks want to do everything they can in most cased to make sure you are not a St Paul Phalen foreclosure. They would much rather have you do a St Paul Phalen Short Sale then end up as a St Paul Phalen Foreclosure.
I also hear people saying I received a St Paul Phalen Foreclosure notice; I have to move out by the Foreclosure sale. In Minnesota, you are now a St Paul Phalen pre-foreclosure. You will not be a St Paul Phalen Foreclosure until six months after your Sheriff's Sale.
If you do not sale your home, bring your home current or redeem it then you will be a St Paul Phalen Foreclosure and you will need to leave.
Remember, If you have enough equity in your home, typically 60%-70%, there is a chance that you could still sell your home. Contact a St Paul Phalen Foreclosure Expert like Joe Niece at 612-508-4100. He can point out other options other then St Paul Phalen Foreclosure.
It you want to buy another home in the future, it is important for you to do something versus letting your home go into foreclosure. In some cases, you will be able to buy a home in half the time if you short sale you home versus letting it become a St Paul Phalen Foreclosure.
Minnesota Short Sale Information
Learn More about St Paul Phalen Short Sales
Minnesota Shortsale Hardship Letter Samples
Let a St Paul Phalen Minnesota Short Sale Expert help you now, Call Joe Niece at 612-508-4100.
E-mail Joe Niece about your situation
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HAFA or Home Affordable Foreclosure Alternatives Program
Do You Qualify?
The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.
HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.
Use the tool below to determine your eligibility:
