Featured Homes   Your Homes Value   Property Search   Home Page   E-mail Joe   Buyer Classifieds   Link   Hot Tips   Short Sales   Loss Mitigation   Buy Foreclosures   Down Payments   Guaranteed Sale   Order a BPO   School Links   What is a Short Sale   Need a Short Sale   Tax Auctions   Equity Stripping   Forbearance   Repossession   Tax Sales   Vacant Property   Deed in Lieu   The Joe Niece Team....The Results of Experience Minnesota Short Sale Information and Advice. Let us help you now, Call us at 612-508-4100.   E-mail Joe Niece about your situation Short Sale Hardship Letters - Foreclosure Hardship Letters Example 4 TO: Your Mortgage Company FR: Name of person on loan RE: Your Address LN#: Your Loan Number First Paragraph-Explain what you want We are requesting that you approve us for a short sale of our loan with your Company. We are no longer able to make the payments and have been trying hard to sell the property. We love our home but due to circumstances beyond our control we are no longer able to pay for it. Secondly, describe your hardship What led to your current financial problems and caused you to miss mortgage payments? What caused your hardship? Did you lose your job? Did your current job require a transfer? Illness? Death? Be very specific. Remember you are trying to get your Lender to accept a loss. Be honest and be thorough. Then describe what you have tried to do to overcome your hardship. Have you been to counseling? Have you been job hunting? Are you cutting back on your expenses? Have you been making mortgage payments on your credit cards? Briefly outline your current situation. Have you listed the home for sale? If so, add a line like this: I have listed the home with Joe Niece from Re/Max. He is one of the number one agents in Minnesota, he has his   CDPE Designation and has worked with short sales for almost ten years. Please contact him if you have any questions at 612-508-4100 or e-mail him at joe@joeniece.com. You have a new job but are making less money. You had to move due to divorce, job, children etc.... Provide your contact information. Let them know they are free to contact you if they have any questions BUT reiterate that they should contact your Broker. Finally, sign and date the letter.   Short Sale Hardship Letter 1   Short Sale Hardship Letter 2   Short Sale Hardship Letter 3   Short Sale Hardship Letter 4   Short Sale Hardship Letter 5   Short Sale Hardship Letter 6   Learn More about Short Sales Let a Minnesota Short Sale Expert help you now, Call Joe Niece at 612-508-4100.   E-mail Joe Niece about your situation   Who Needs      a short sale   What is your      Home Worth   Why use a the      CDPE   Certified Distressed      property Expert   See home first       when they list   Free Credit Report      Tools   Our Buyer      Services Contact Us: Joe Niece Team. Copyright © 2005 [Joe Niece Team]. All rights reserved.

Search every listing of every home for sale though we can no longer use the phrase search MLS because the RMLS initiated a Rule that prohibited the use of the term MLS. So every place that used to say search the MLS now says search Listing Search.