The Joe Niece Team....The Results of Experience
Minnesota Short Sale Information and Advice. Let us help you now, Call us at 612-508-4100.
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Short Sale Hardship Letters - Foreclosure Hardship Letters Example 1
Lender Name Lender Address Lender's fax number
Today's Date
RE: Hardship Letter - Short Sale for _____________________ address
To whom it may concern:
I purchased my home at _____________ in ___________. At that time I was employed by _______and business was very good.
My salary and the possibility of a promotion and raise made me sure that I could easily support my mortgage.
Unfortunately, a downturn in the market caused my company to reduce its workforce and I was laid off.
After searching for a comparable job, I finally got a temporary position as an office assistant as I continuing seeking other work.
I struggled for several months to make my mortgage payment, and was also hit with some medical payments that I did not expect (the COBRA payment was more than twice what I was paying when employed).
I knew I would have to sell my home to protect my credit rating and possibly have enough cash left over for moving expenses and some savings.
I put my home up for sale by owner in _________, but there were several problems that I did not have enough money to fix, such as the broken fence in the back yard and some pretty severe leaks in the roof which indicated a new one was needed.
Over the next three months I lowered the price three times but still had no takers.
I have listed the home with Joe Niece from Re/Max. He is one of the number one agents in Minnesota, he has his
CDPE Designation and has worked with short sales for many years.
Please contact him if you have any questions at 612-508-4100 or e-mail him at joe@joeniece.com.
I really love my house, but I know that I cannot afford it. I am a single parent, working as a temporary employee with few benefits and no savings.
My financial situation cannot sustain a home mortgage of nearly $2200 per month. I want to sell the home, avoid foreclosure and salvage what is left of my credit.
I know that a foreclosure on my record will affect me for years to come. I would ask that you please assist me in avoiding this.
My attorney has advised me to file bankruptcy, but I prefer to avoid further destruction of my credit.
I just want to move on and start over.
I deeply appreciate your help and understanding in this matter.
If you have any questions, or need anything further from me, please contact my agent or me personally.
Sincerely, Home Owner Name Address and Contact Information
Short Sale Hardship Letter 1
Short Sale Hardship Letter 2
Short Sale Hardship Letter 3
Short Sale Hardship Letter 4
Short Sale Hardship Letter 5
Short Sale Hardship Letter 6
Learn More about Short Sales
Let a Minnesota Short Sale Expert help you now, Call Joe Niece at 612-508-4100.
E-mail Joe Niece about your situation
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