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The Joe Niece Team....The Results of Experience

Ham Lake Minnesota Buying a Home Information and Advice. Let us help you now, Call us at 612-508-4100.

E-mail Joe Niece about your situation

Buy a home in Ham Lake
It is a great opportunity in today's market. The inventory of homes is high and rates are low. This makes it a once in a lifetime opportunity to buy a Ham Lake home. It's also a great investment in the future.

If you have decided to buy a home, congratulations and Joe Niece can help. If you own an home and your plans are to buy a new home in Ham Lake or if this is your first time working to buy a home, we have put together all the tools you will need.

The first step to Buy a home in Ham Lake is to search the MLS. It can seem overwhelming but if done correctly can be fun and rewarding.

Search the Ham Lake MLS here, find Ham Lake home values and learn about





Search every listing of every home for sale in Ham Lake Search Ham Lake MLS Listings .





HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire


Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code
   

 

Please press only once.


HAFA Homes Affordable Foreclosure Alternative